Maybe you’re excited about how dental implants could restore your missing teeth. But you’re less excited about figuring out how to afford it. You’re not alone. In fact, a 2023 study found that 9 in 10 Americans said they’d delay dental treatment due to cost. At Bent Tree Dental, we understand your concerns about treatment expenses. And we don’t want you to feel priced out of care. That’s why we make it easier for you to pay for dental implants, using helpful financing options!
The first step in covering your treatment is to learn the initial treatment charge. Then choose a healthcare credit card or personal loan option that fits your budget. Lastly, pay off your dental restoration in easy monthly payments over time. With the right support, you can afford a beautiful, complete smile!
Learn the Cost of Your Dental Implants
The first step to taking charge of your dental implant journey with confidence is to understand the cost factors.
The biggest factor in the cost of your dental implants is your unique treatment plan.
The investment size will vary based on the type of implant we use. In addition to traditional implants, we offer mini implants, which typically cost half as much. The final price will also depend on the number of implants we need to place and how many teeth we are restoring.
Consider Your Financial Tools
Next, consider two financial resources to reduce the bill: insurance and special tax-savings accounts.
Insurance: Some dental insurance plans cover part of the cost of dental implants, particularly when they’re considered medically necessary.
Tax-advantaged accounts: These government-regulated accounts give you a tax break for necessary expenses. There are two accounts you should know about to take full advantage of tax benefits this season.
First, some employers offer flexible spending accounts (FSA). These employer-funded accounts are tax-free and cover qualified medical expenses, including dental implants. A downside is that they expire at the end of the year. To learn if you have an FSA, check with your employer.
Another option for savings is a health savings account (HSA). These payroll contributions allow you to pay for treatment tax-free. These funds never expire. In order to contribute to an HSA, you must have a high deductible health plan (HDHP).
Tax-advantaged accounts are a bit tricky to learn at first, so you should speak to a tax preparer to learn how to benefit from HSAs and FSAs this tax season.
With these tools at your fingertips, you may be able to slash your bill, but even if you don’t have health insurance, you could still enjoy a restored smile with dental implants financing!
Take Control With Dental Implants Financing
After you assess other resources for funding dental implants, the next step is to finance the remaining balance.
Wondering what to expect with implant financing? It’s easier than you might think. Our compassionate and savvy staff works with multiple healthcare credit solutions to find the best rates and offers for patients just like you.
We help you choose a payment plan that fits your budget for your dental implants, matching you with the best healthcare loan or a credit card for your unique needs.
Once you take out the loan or credit card, you’ll use it to pay for your care upfront. Then, you’ll settle the remaining balance by paying off your care in small monthly installments spread out over months or years.
Worried you won’t be approved? It’s worth checking with our office anyway. We’ve seen patients achieve approval, even when they thought they had bad credit!
At Bent Tree Dental, we want to make it easier than ever for you to experience the life-changing magic of dental implants. We also know that money doesn’t grow on trees, and dental implants are an investment that you need to plan for. But our office works to identify the best healthcare credit card and loan options, so you can afford a beautifully restored smile.
Book a Free Dental Implant Consult
Unlock your dental implants with helpful financing! The amount you’ll need to cover with a payment plan varies based on your specific restoration, insurance coverage, and FSA/HSA deductions. Once you know what you still need to cover, choose a healthcare credit card or loan to manage the remaining costs. When you come into our office for a free consultation to learn about dental implants, we will help you identify the best financing options for your needs.
At Bent Tree Dental, we’re excited to help you access your treatment, even when you thought you couldn’t afford it! Are you ready to finance your new smile? Book a free dental implant consultation today.
